| Product Line: |
Casualty |
| Class: |
Habitational Owners, Landlords, and Tenants (OL&T) Liability
|
| Contact: |
Timothy Crowe |
| Coverage: |
Provides primary liability coverage for commercial property owners and lessors of habitational properties. |
| Prohibited Classes: |
Section 8/HUD Housing |
| Exclusions: |
Lead
Asbestos
Mold
Pollution
Abuse/Molestation |
| Geography: |
Nationwide |
| Optional Coverage: |
Per Location Aggregates |
| Paper & Capacity: |
New York Marine And General Insurance Company
Gotham Insurance Company
Southwest Marine And General Insurance Company
Maximum limits are $1 million. |
| Minimum Deductible/SIRs: |
$2,500 |
| Minimum Premium: |
$10,000 |
| Typical Insureds: |
Managers and Owners of Commercial & Residential Properties |
| What It Covers: |
Commercial General Liability (CGL) including Products and Completed Operations |
| Underwriting Concerns: |
Loss History
Number of Units
Number of Buildings
Mercantile Square Footage |