| Product Line: |
Professional Liability |
| Class: |
Employment Practices Liability |
| Contact: |
Nick Chen |
| Coverage: |
Provides coverage to employers for employment practices liability claims, either as a stand-alone policy, or as an additional coverage on other policies. |
| Exclusions: |
Bodily Injury to Any Entity No Intentional, Fraudulent, or Criminal Acts |
| Geography: |
Nationwide |
| Optional Coverage: |
Third Party EPLI Coverage Offered to Most Classes of Business, Except Restaurants, Car Dealerships, Real Estate Brokers, or Property Managers |
| Paper & Capacity: |
Gotham Insurance Company
Maximum limits are $1 million. |
| Minimum Deductible/SIRs: |
$5,000 |
| Minimum Premium: |
$5,000 |
| Typical Insured: |
Insurance Agencies
Law Firms
Manufacturing Companies |
| What It Covers |
Discrimination
Harassment
Wrongful Employment Actions |
| Underwriting Concerns |
Claims History
Procedures & Policies |